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Get a Mortgage Pre-Approval

One of the most important steps in a successful home search is knowing how much you can afford. You don’t want to fall in love with a property only to find out it’s outside your budget.

That’s why we recommend getting a Mortgage Pre-Approval. This document from your bank or lender outlines how much they are willing to finance for your home purchase. There are two key benefits to securing a pre-approval:

  • Confidence in Your Search – You’ll know exactly what price range to focus on, so you can view homes that fit your budget without any surprises.
  • Stronger Offers – Sellers take pre-approved buyers more seriously, giving you a competitive edge when making an offer.

How to Get Pre-Approved

You can obtain a Mortgage Pre-Approval through your bank, lender, or a reputable mortgage broker. Our team is well-connected in the real estate industry, and we can recommend trusted professionals to help you through the process.

How Much Home Can You Afford?

Lenders evaluate several factors to determine your mortgage eligibility, including:

  • Income and expenses
  • Credit history
  • Employment status
  • Down payment amount

While the process may seem overwhelming, it’s actually quite simple—and in most cases, you can get pre-approved within a day. Knowing your budget allows you to confidently shop for homes within your price range.

For example, if you qualify for a $250,000 mortgage and have a $100,000 down payment, you can comfortably search for homes priced around $350,000.

Have Questions?

If you need guidance on securing a mortgage or want recommendations for reputable lenders, our team is here to help. Contact us today!


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